I would like to thank this forum for providing many answers to questions as I have read various posting that have helped me learn a great deal about credit reporting and scores. While mine are in shambles, hope they will be better some day....also, thanks to any and all in advance who take the time to reply to this posting. Here we go:
1. I subscribed to True Credit as a source of all three bureau scores and after much work, received my scored online today. TC repoted my equifax as (embarassed) 564. I have been in the past a subscriber to equifaxs score power. My score power report today is 520. What am I paying for? Any thought as to why there is such big discrepency? Should there be any discrepancy at all? I wouldnt think so, but maybe I am missing something.
2. If you have disputed items on your report, does this effect your score at all? I have several accounts listed after the investigation is completed that show "customer disputed." Since there is not going to be any change in the account, does it effect my score at all?
3. My home mortgage was updated by equifax today as "account closed by customer request'? I didnt request anything and I checked w/ Countrywide and they show my account being open? Any suggestions on this?
I have a million others, so if there are any mentors out there that need a mentee, let me know. E-mail can be sent to forum username @ yahoo.com
Kevin
