So I wanted to share my experience. This forum helped me a lot.
I got my first secured card in Octobar 2014, so its almost a 3 years, since my journey begin.
My FICO score is currently 650s because of high utl, but I am planing to pay off all my cards by November. And I have 30-35 inq on all 3 reports.
Only card I ever wanted is CSR and Ink's, but I am over 5/24 until 2019, if I don't app till then. I bank with chase personal and business.
This is what I have
Personal Open:
1. Chase Freedom 21500$
2. Chase Hyatt 2000$
3. Chase Ritz Carlton 20000$
4. Chase IHG 1000$
5. Chase British Airways 5000$
5. Citi AAdvantage Platinum 5500$
6. Synchrony Amazon store 10000$
7. AmEx BlueCashEveryday 22000$
8. Barclay Arrival 5000$
10. PenFed Promise 13500$
11. Discover IT 2500$
12. Capital One Venture 17500$
= 125500$
Personal Closed:
1. Chase Slate
2. Chase Marriott
2. Capital One Platinum Secured
3. Capital One QuickSilver One
4. AmEx Gold
5. AmEx SPG
6. AmEx Delta SkyMiles
7. Capital One QuickSilver One 2
8. Synchrony Walmart store
9. PenFed Platinum Rewards
10. AmEx Hilton HHonors
Business Open:
1. WEX FleetOne 2500$
2. AmEx SimplyCash Plus 8000$
= 10500$
Business Closed:
1. AmEX Gold
Auto Loan Open:
Polish & Slavic 21900$
