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What are you using to monitor your reports?
Fico scores don't increase 30-40 points from inquiries. Inquiries can lower scores or cause them to stay the same. If your scores increased 30-40 points, it was 100% for a different reason.
@Anonymous wrote:
I was pretty positive it was due to underlying factors, but it listed the inquiry with the increase each time and that tripped me up.
Classic case of believing that the score change provided with an alert was related to that alert reason. Not your fault at all, but really something MF needs to rectify as this has been going on for far too long.