Just wanted to Share some encouragement to those just starting credit repair. It's definitely doable and you don't have to pay anyone to do it for you. I had to get a crappy apartment because I had bad credit last year. I got a car note for a vehicle with over 100k miles on it with a high APR. saying all this that I was fed up and decided to take action. I have some current open disputes and hoping those fall of as well.
I have a discover card (secured) that made it through the rough times had it for 4 years. Not graduated but I understand why. I have a Amex optima card on the way that would put me at 2 cards so I'm off to a great start. Posted a photo of my credit hope it shows up. Never posted a photo here before.
Great job on the rebuild progress and congratulations!!!
Congratulations on your success! You're doing great on your credit journey.
@Anonymous wrote:Just wanted to Share some encouragement to those just starting credit repair. It's definitely doable and you don't have to pay anyone to do it for you. I had to get a crappy apartment because I had bad credit last year. I got a car note for a vehicle with over 100k miles on it with a high APR. saying all this that I was fed up and decided to take action. I have some current open disputes and hoping those fall of as well.
I have a discover card (secured) that made it through the rough times had it for 4 years. Not graduated but I understand why. I have a Amex optima card on the way that would put me at 2 cards so I'm off to a great start. Posted a photo of my credit hope it shows up. Never posted a photo here before.
That is a great rebuild outcome. I thought I was doing good putting a 100+ on my score in 1 year (well it was good but yours is great).
It's usually easier to get some great score boost when your credit is wayyyy down. When you raise up to decent levels the points are a little harder to get.
@Iusedtolurk wrote:
@Anonymous wrote:Just wanted to Share some encouragement to those just starting credit repair. It's definitely doable and you don't have to pay anyone to do it for you. I had to get a crappy apartment because I had bad credit last year. I got a car note for a vehicle with over 100k miles on it with a high APR. saying all this that I was fed up and decided to take action. I have some current open disputes and hoping those fall of as well.
I have a discover card (secured) that made it through the rough times had it for 4 years. Not graduated but I understand why. I have a Amex optima card on the way that would put me at 2 cards so I'm off to a great start. Posted a photo of my credit hope it shows up. Never posted a photo here before.
That is a great rebuild outcome. I thought I was doing good putting a 100+ on my score in 1 year (well it was good but yours is great).
It's usually easier to get some great score boost when your credit is wayyyy down. When you raise up to decent levels the points are a little harder to get.
Yeah it will. But my credit personally ain't done. I'm 100% confident my credit score will be in the 700's before this year is up. I was still in the 500's last month. I started really working on my credit in the beginning of May and it has made a huge jump to now. More than expected honestly. And that's not even with half the stuff off my report so I can only imagine what it will look like in December after I'm done repairing it. Below shows my report 2 months ago which was 561. I love watching those dots go higher and higher every month. Once I hit the 700's I won't care as much. This will be the year. 💪💪
Congratulations! Once you see that constant score increase (at least me 
) it becomes almost addictive to see just how far up it can go! When my score was in the 400s, I didn't even want to see it! Like, I just wished it didn't exist. Congrats, once again!
Congratulations OP!
@Anonymous wrote:Congratulations! Once you see that constant score increase (at least me
Your absolutely right. I see me checking my score more daily. When I was in the 400's I deleted all the credit apps from my phone. Now I'm constantly thinking of things I can do to increase it.
That's what I'm talking about I wasn't as low as 400s but my siggy is right too with my 200 jump in a year-ish 
That jump is AWESOME though and I hope you keep it up (I'm goofing off sort of for DP's but will be back at it soon)
