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Security freezes

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Senior Contributor

Re: Security freezes


@stellar wrote:

It's a flat fee, $10 to freeze, and some charge $10 to unfreeze


Depending on which state you reside in. Massachusetts is only $5.

Message 11 of 15
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Frequent Contributor

Re: Security freezes

Experian was free, the others were $10 a pop for me. 

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Message 12 of 15
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Community Leader
Super Contributor

Re: Security freezes

Thanks for asking this question OP because I also decided that I have all the cards I need and want to garden for 2 years.

 

A question for @CreditGuyInDixie. You said: (Though existing creditors still can pull your reports.)

 

Does this mean that once we put a freeze on our reports, we can still get auto CLIs. I hope so.

 

Thanks 


DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macy's $20K || NFCU CLOC $15K || CitiCostco $12.7K || NFCU Platinum $12.5K || Apple Card $6.5K ||
Message 13 of 15
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Established Contributor

Re: Security freezes


@donny10 wrote:

@stellar wrote:

It's a flat fee, $10 to freeze, and some charge $10 to unfreeze


Depending on which state you reside in. Massachusetts is only $5.


New York is $5.44 to lift, nothing to place.

Fico 8 12/9/17
Equifax 850, TransUnion 842 10/30/17 , Experian 842 12/11/17 . AAOA 12 years Oldest 20
No inquires since 2014
All credit reports frozen
Fico 8 Equifax Bankcard 866 12/27/16
Message 14 of 15
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Valued Contributor

Re: Security freezes


@CreditInspired wrote:

Thanks for asking this question OP because I also decided that I have all the cards I need and want to garden for 2 years.

 

@A question for @CreditGuyInDixie. You said: (Though existing creditors still can pull your reports.)

 

Does this mean that once we put a freeze on our reports, we can still get auto CLIs. I hope so.

 

Thanks 


Yes.

 

It's $5 here in Arizona, and the great thing if you need to apply for something you can temp unfreeze for a certain length of time, for example 3 days, a week - and it will automatically freeze it after the time is up. Better than money to freeze, money to unfreeze and more money to freeze again.

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Message 15 of 15
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