My husband and I are looking to possibly switch insurance companties for our home/auto policies. I'd like to check out a couple of different companies but am nervous about the credit bureau pulls hurting our credit. Are the pulls done for this hard or soft? Thank you, in advance!
Re: Shopping for new insurance-hard or soft pulls?
Permissible purpose is provided under FCRA 604 for consumer inititated requests for "credit or insurance," and thus they may pull without specific consumer authorization.
