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Shopping for new insurance-hard or soft pulls?

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Heartbreaker
Valued Member

Shopping for new insurance-hard or soft pulls?

My husband and I are looking to possibly switch insurance companties for our home/auto policies.  I'd like to check out a couple of different companies but am nervous about the credit bureau pulls hurting our credit.  Are the pulls done for this hard or soft?  Thank you, in advance!

Message 1 of 2
1 REPLY 1
RobertEG
Legendary Contributor

Re: Shopping for new insurance-hard or soft pulls?

Permissible purpose is provided under FCRA 604 for consumer inititated requests for "credit or insurance," and thus they may pull without specific consumer authorization.

Any such inquiries can be coded as hard pulls.

It is discretionary.

Message 2 of 2
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