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My score just took a dip from "A" to "B". In reviewing my report I see hard inquiries from CBA/Mortgage Services. I never heard of them before now and have never applied for credit with any mortgage company other the current mortgage holder. Is this phantom hard inquiry worthy of a protest from me?
bluefishdeep wrote:My score just took a dip from "A" to "B". In reviewing my report I see hard inquiries from CBA/Mortgage Services. I never heard of them before now and have never applied for credit with any mortgage company other the current mortgage holder. Is this phantom hard inquiry worthy of a protest from me?
Did this appear at the same time you applied with your current holder?
It sounds like a 3rd party company that some lenders can use to get your report.
bluefishdeep wrote:
My score just took a dip from "A" to "B". In reviewing my report I see hard inquiries from CBA/Mortgage Services. I never heard of them before now and have never applied for credit with any mortgage company other the current mortgage holder. Is this phantom hard inquiry worthy of a protest from me?