Pulled my TU fico from here 699 today so close to 700. I have done so much since April of this year. My TU04 was 541.
My question is in January when I try for a home loan and I know they will be pulling TU04 will I be very disappointed? I heard sometimes 98 vs04 is a huge difference Why can't we have a TU04 here?. I know EQ is right on from here though.