As I read the post it seems people have success with a GW with Target. I have not seen any PFD success. I have a balance of $1388.00 The account is still with Target and has been charged off since 2015. I wanted to know if I should pay it first and then mail a GW.
I saw a post where someone requested as a GW for them to totally remove the account and they did but the account had been paid for a while.
Thanks for your help!
