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Soft Pull Pre-Qualify Links Part 2. Updated 11/23/2021

GlennvilleGA
Regular Contributor

Re: Soft Pull Pre-Qualify Links Part 2. Updated 11/23/2021

Prosper MasterCard does soft pull prequalifications

D69AE3E3-C1D9-45B0-8B01-B89D88C59F7D.png

 

Message 21 of 27
a1taylor513
New Member

Re: Soft Pull Pre-Qualify Links Part 2. Updated 11/23/2021


@jodo1132 wrote:

Truist [BBT]  now has there prequal tool working. Go to home page, click on credit cards tab at top of screen then click prequal on right of screen.  I have 2  older BBT cards, I selected new applicant and apped for two truist cards ,BT and cash and got approved instantly with only a SP. 



Do you have to be already be a current customer for the prequal? I do not see a link

Message 22 of 27
4sallypat
Established Contributor

Re: Soft Pull Pre-Qualify Links Part 2. Updated 11/23/2021

Open loop:

Aspiration Zero by Beneficial Bank is a SP pre-approval similar to Apple Card / GS.

 

If you accept credit limit and rate, it will be a EX HP.

https://www.aspiration.com 

 

They offer very high SL - mine was $16K (second highest to the X1).

Message 23 of 27
bankjamie
New Member

Re: Soft Pull Pre-Qualify Links Part 2. Updated 11/3/2021

It would be nice to indicate which ones are free and which ones have annual fees.

Message 24 of 27
Jnbmom
Community Leader
Super Contributor

Re: Soft Pull Pre-Qualify Links Part 2. Updated 11/3/2021


@bankjamie wrote:

It would be nice to indicate which ones are free and which ones have annual fees.


When you use a link to the cards prequalify website all the information is there .

EXP 771TU 786 EQ 756
Message 25 of 27
jodo1132
Member

Re: Soft Pull Pre-Qualify Links Part 2. Updated 11/23/2021

No, you do not have to be a member. Just go to TRUIST home page, click credit cards and on the right you will see in a big light blue box check offers in minutes

Message 26 of 27
JcT21
Regular Contributor

Re: Soft Pull Pre-Qualify Links Part 2. Updated 11/23/2021


@4sallypat wrote:

Open loop:

Aspiration Zero by Beneficial Bank is a SP pre-approval similar to Apple Card / GS.

 

If you accept credit limit and rate, it will be a EX HP.

https://www.aspiration.com 

 

They offer very high SL - mine was $16K (second highest to the X1).


 

my brother has been with aspiration for several years with a fico of 730.    he applied for the zero card this evening which resulted in a HP on experian.  was not approved.  the process for him wasnt like the apple card process at all. 

 

 

fico 9 scores - Jan 2022:
TU - 707 | EX - 709 | EQ - 716 |
Message 27 of 27
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