Soft Pull Pre-Qualify Links Part 2. Updated 2/10/2022

[TattnallTrio]

Prosper MasterCard does soft pull prequalifications

[a1taylor513]

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@jodo1132 wrote:

Truist [BBT]  now has there prequal tool working. Go to home page, click on credit cards tab at top of screen then click prequal on right of screen.  I have 2  older BBT cards, I selected new applicant and apped for two truist cards ,BT and cash and got approved instantly with only a SP. 

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Do you have to be already be a current customer for the prequal? I do not see a link

[4sallypat]

Open loop:

Aspiration Zero by Beneficial Bank is a SP pre-approval similar to Apple Card / GS.

If you accept credit limit and rate, it will be a EX HP.

https://www.aspiration.com 

They offer very high SL - mine was $16K (second highest to the X1).

[bankjamie]

It would be nice to indicate which ones are free and which ones have annual fees.

[Jnbmom]

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@bankjamie wrote:

It would be nice to indicate which ones are free and which ones have annual fees.

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When you use a link to the cards prequalify website all the information is there .

[jodo1132]

No, you do not have to be a member. Just go to TRUIST home page, click credit cards and on the right you will see in a big light blue box check offers in minutes

[JcT21]

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@4sallypat wrote:

Open loop:

Aspiration Zero by Beneficial Bank is a SP pre-approval similar to Apple Card / GS.

If you accept credit limit and rate, it will be a EX HP.

https://www.aspiration.com 

They offer very high SL - mine was $16K (second highest to the X1).

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my brother has been with aspiration for several years with a fico of 730.    he applied for the zero card this evening which resulted in a HP on experian.  was not approved.  the process for him wasnt like the apple card process at all. 

[dcp0524]

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@a1taylor513 wrote:

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@jodo1132 wrote:

Truist [BBT]  now has there prequal tool working. Go to home page, click on credit cards tab at top of screen then click prequal on right of screen.  I have 2  older BBT cards, I selected new applicant and apped for two truist cards ,BT and cash and got approved instantly with only a SP. 

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Do you have to be already be a current customer for the prequal? I do not see a link

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Just as an FYI and unless something is wrong with my mobile browser on multiple phones, you can only access Truist prequal by using the desktop version of their website. It does not show at all for me or any other family members phone when viewing through the mobile website. 

[a1taylor513]

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@dcp0524 wrote:

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@a1taylor513 wrote:

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@jodo1132 wrote:

Truist [BBT]  now has there prequal tool working. Go to home page, click on credit cards tab at top of screen then click prequal on right of screen.  I have 2  older BBT cards, I selected new applicant and apped for two truist cards ,BT and cash and got approved instantly with only a SP. 

---

Do you have to be already be a current customer for the prequal? I do not see a link

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Just as an FYI and unless something is wrong with my mobile browser on multiple phones, you can only access Truist prequal by using the desktop version of their website. It does not show at all for me or any other family members phone when viewing through the mobile website. 

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Yes that is correct. I finally figured this out over this past weekend. Thank you for your response. 

[dcp0524]

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@4sallypat wrote:

Open loop:

Aspiration Zero by Beneficial Bank is a SP pre-approval similar to Apple Card / GS.

If you accept credit limit and rate, it will be a EX HP.

https://www.aspiration.com 

They offer very high SL - mine was $16K (second highest to the X1).

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I applied and was HP via EX -$16k @ 15.99%(?) . Still didn't accept bc I was so ticked I was hard pulled. My own fault. Lesson learned. I'm just not looking to add any cards rn. Looking to get in with AMEX and Citi CC. What can I say I like to play with pre-approvals and SP approvals. 

The hard pull was delayed about 5 minutes after I was approved as well.