Soft Pull Pre-Qualify Links Part 2. Updated 2/10/2022

[racole82]

Thanks!!!

[FinStar]

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@Goos wrote:

Maybe I'm doing something wrong but where is the actual prequalify stuff for the Amex business cards . It take me to a site with their cards to explore them . 

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This thread focuses primarily on consumer/personal credit products, not business ones.

[FinStar]

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@Mjmeza wrote:

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@gotxzilla wrote:

Thanks for keeping this post updated.  I found it super usful when I was looking for cards to build my credit.

One card that I saw that had a pre-qualify link is the Amazon Prime Visa from Chase.  You'll have to already have an Amazon account.  Once you sign in, there should be a pre-qualify link.

https://www.amazon.com/Amazon-Prime-Rewards-Visa-Signature-Card/dp/BT00LN946S

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This looks like a hard pull. Reading the fine print it's a gamble at the least.

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@Mjmeza -- pre-qualifying for the CC is a SP as the first step. If a pre-approved offer displays, then yes it will be a HP if you proceed and accept the offer.

[Goos]

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@FinStar wrote:

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@Mjmeza wrote:

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@gotxzilla wrote:

Thanks for keeping this post updated.  I found it super usful when I was looking for cards to build my credit.

One card that I saw that had a pre-qualify link is the Amazon Prime Visa from Chase.  You'll have to already have an Amazon account.  Once you sign in, there should be a pre-qualify link.

https://www.amazon.com/Amazon-Prime-Rewards-Visa-Signature-Card/dp/BT00LN946S

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This looks like a hard pull. Reading the fine print it's a gamble at the least.

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@Mjmeza -- pre-qualifying for the CC is a SP as the first step. If a pre-approved offer displays, then yes it will be a HP if you proceed and accept the offer.

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Sadly that prequalify on Amazon is broken I think . Always says can't access your report . 

[Relatxbles]

Thank you this is very helpful! 

[Phana24]

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@Goos wrote:

Maybe I'm doing something wrong but where is the actual prequalify stuff for the Amex business cards . It take me to a site with their cards to explore them . 

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If you have an Amex personal card, call the biz card number and they'll guarantee a SP if you apply for a biz card, with the exception of the corporate card.  The Business Blue is a great 2% card.

[thedood]

Nice list, thanks for posting/updating.

Although, I'd say CreditOne is predatory... These guys don't even allow autopay, and they typically charge an annual fee just for the privledge of having their terrible card.

Understand that for some, this is one of their only options, but still.

[jodo1132]

Truist [BBT]  now has there prequal tool working. Go to home page, click on credit cards tab at top of screen then click prequal on right of screen.  I have 2  older BBT cards, I selected new applicant and apped for two truist cards ,BT and cash and got approved instantly with only a SP. 

[Goos]

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@jodo1132 wrote:

Truist [BBT]  now has there prequal tool working. Go to home page, click on credit cards tab at top of screen then click prequal on right of screen.  I have 2  older BBT cards, I selected new applicant and apped for two truist cards ,BT and cash and got approved instantly with only a SP. 

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I applied cold and never got a hp . 

[Who_wuda_thought]

@Bizz408 

Stumbled onto the Lenovo Prequalify page.  Was instant approved (Consumer/Synchrony) but didn't app at this time.

https://www.lenovo.com/us/en/landingpage/lenovo-financing-options?orgRef=https%253A%252F%252Fwww.mys...