Soft-pull PREAPPROVALs - Updated 4/20/21

[M_Smart007]

@Anonymous, Congratulations and Welcome to the forum!

[Thanos316]

I was just curious about Chase (my score isn't good enough I'm sure), and I got this message:

"We are unable to locate any offers for you at this time. This may be because you have opted out of "pre-screened" offers from Chase and other companies or you have recently responded to another offer from Chase."

I havent banked with chase in probably 5 years, never had a credit card with them also.  Could I have accidentally opted out of offers from them?  

[Slabenstein]

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@Thanos316 wrote:

I was just curious about Chase (my score isn't good enough I'm sure), and I got this message:

"We are unable to locate any offers for you at this time. This may be because you have opted out of "pre-screened" offers from Chase and other companies or you have recently responded to another offer from Chase."

I havent banked with chase in probably 5 years, never had a credit card with them also.  Could I have accidentally opted out of offers from them?  

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One reason you might see that message is if you've opted out of prescreened mailers: https://www.optoutprescreen.com/?rf=t.

[Thanos316]

@Slabenstein

Ahh interesting. I’m going to check that.
Thank you.

[waqaszm1]

New Pre-Approval Link for Lowe's Advantage Card added to list. Shows Pre-qualified credit limit and APR.

https://www.lowes.com/l/Credit.html

[coreysw12]

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@waqaszm1 wrote:

New Pre-Approval Link for Lowe's Advantage Card added to list. Shows Pre-qualified credit limit and APR.

https://www.lowes.com/l/Credit.html

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That's awesome! Glad they finally got that. I wasn't pre-approved (probably because I just got the Synchrony amazon card a couple days ago), but it's great that there's a pre-qual page for this finally.

[justjac2]

Thanks for the link! I was pre-approved for $4500 at 26.99% but didn't bite. I already have waaaay too many new accounts plus I'm holding out for BBVA or Wells. 

[Anonymous]

Strange, Gave me a "Great News" "You are Pre-Qualified for the following offer"," We think you'll like this offer" : APR 26.99%

No CL amount listed? Says, Accept offer & apply now...(offer valid for this session only). I'm scared to proceed and see if it has a CL. lol

[justjac2]

@Anonymous Maybe try again? It has some issues. The first time I clicked the Check button, it went to a blank screen. The second time, it kept saying I missed required fields even though they had green check marks. I had to update every field before it would proceed.

[Anonymous]

I tried several times last nite and again this morning.  Same thing, just an APR. So I had my wife try it, it gave her an APR and a Starting Line amount. She suggested it may be the freeze I have on Both EQ & EX. I do have two other Sync accounts, a Care Credit which is several years old and in excellent standing, and recently I got a PayPal Credit account, which was a HP, would not have applied if I knew that, honestly. But in any event, assuming Sync can see my Bureau on a SP because of other accounts.