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My fico just added 2 inquiries but nothing were deducted. However, credit karma knocked off like 3 points from my scores for each added inquiry. I am confused as to if myfico is consider soft pulls while credit karma hard pulls? Isnt both supposed to report the same pulls?
P.s. I am know that credit karma scores are fake and only following to keep up with updates.
@Anonymous wrote:
My fico just added 2 inquiries but nothing were deducted. However, credit karma knocked off like 3 points from my scores for each added inquiry. I am confused as to if myfico is consider soft pulls while credit karma hard pulls? Isnt both supposed to report the same pulls?
P.s. I am know that credit karma scores are fake and only following to keep up with updates.
Score changes due to HP is very profile dependent, thin profiles tend to get hit the hardest by them. People have also reported that after X number of HP their score doesn't change when adding more. for me personally last HP I took caused a 2 point change in scores.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |