Such a pleasant surprise

Hasselfree · ‎07-15-2020

Still waiting on EX to get with the program but I'll take these scores!

Time to come out of the garden.

"Your ego is writing checks your body can't cash".

AllZero · ‎07-15-2020

Congratulations on your success! Very nice scores indeed.

KLEXH25 · ‎07-15-2020

Congrats!!! I can't wait for the day I reach the 800s! Out of curiosity, does EX have more inquiries than the others?

Birdman7 · ‎07-15-2020

Congratulations @Hasselfree ! You’ve came a long way! 😊

-Our Community’s updated scoring wisdom: Link to Scoring Primer.
-For Negative Reason Codes see: CassieCard’s Score Factors thread.
-ccquest’s workbook to calculate metrics for you: Link to Workbook.

Correct Ag.Util. under 5% all times. (Oldest/avg varies. Estimates above.)
Real world mortgage maxes are: EQ5-818, TU4-839, EX2-844.

RIP:

(Everything said is JMHO and is not endorsed by FICO or MF. I have no affiliation with either, just a grateful member.)

Birdman7 · ‎07-15-2020

Well I see @AllZero is back on point. I set the phone down for a second and he beat me to the punch!

-Our Community’s updated scoring wisdom: Link to Scoring Primer.
-For Negative Reason Codes see: CassieCard’s Score Factors thread.
-ccquest’s workbook to calculate metrics for you: Link to Workbook.

Correct Ag.Util. under 5% all times. (Oldest/avg varies. Estimates above.)
Real world mortgage maxes are: EQ5-818, TU4-839, EX2-844.

RIP:

(Everything said is JMHO and is not endorsed by FICO or MF. I have no affiliation with either, just a grateful member.)

Hasselfree · ‎07-15-2020

@KLEXH25 wrote:
Congrats!!! I can't wait for the day I reach the 800s! Out of curiosity, does EX have more inquiries than the others?

It does! 5 will fall off in Sept.

"Your ego is writing checks your body can't cash".

Hasselfree · ‎07-15-2020

@Birdman7 wrote:
Congratulations @Hasselfree ! You’ve came a long way! 😊

Yes I have! It's been a lot of work. I hope to one day see that glorious 850

"Your ego is writing checks your body can't cash".

Hasselfree · ‎07-15-2020

@KLEXH25 wrote:
Congrats!!! I can't wait for the day I reach the 800s! Out of curiosity, does EX have more inquiries than the others?

TU and EX dropped one of my OLDEST accounts (it's still on EQ) and it was 25+ yrs old So I know that's where a bit of difference is.

"Your ego is writing checks your body can't cash".

AllZero · ‎07-15-2020

@Birdman7 wrote:
Well I see @AllZero is back on point. I set the phone down for a second and he beat me to the punch!

@Birdman7 .I was able to escape the 🚽.

CYBERSAM · ‎07-15-2020

@Hasselfree wrote:
Still waiting on EX to get with the program but I'll take these scores!

Time to come out of the garden.

Congrats on amazing accomplishment! 👏

Re: Such a pleasant surprise