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Such a pleasant surprise

Hasselfree
Valued Contributor

Such a pleasant surprise

Still waiting on EX to get with the program but I'll take these scores! 

7152020kjscore.png

 

Time to come out of the garden.




"Your ego is writing checks your body can't cash".
Message 1 of 14
13 REPLIES 13
AllZero
Super Contributor

Re: Such a pleasant surprise

Congratulations on your success! Very nice scores indeed.
Message 2 of 14
KLEXH25
Valued Contributor

Re: Such a pleasant surprise

Congrats!!! I can't wait for the day I reach the 800s! Out of curiosity, does EX have more inquiries than the others?





Message 3 of 14
Birdman7
Super Contributor

Re: Such a pleasant surprise

Congratulations @Hasselfree ! You’ve came a long way! 😊
-Our Community’s updated scoring wisdom: Link to Scoring Primer.
-For Negative Reason Codes see: CassieCard’s Score Factors thread.
-ccquest’s workbook to calculate metrics for you: Link to Workbook.

Correct Ag.Util. under 5% all times. (Oldest/avg varies. Estimates above.)
Real world mortgage maxes are: EQ5-818, TU4-839, EX2-844.

RIP:

(Everything said is JMHO and is not endorsed by FICO or MF. I have no affiliation with either, just a grateful member.)
Message 4 of 14
Birdman7
Super Contributor

Re: Such a pleasant surprise

Well I see @AllZero is back on point. I set the phone down for a second and he beat me to the punch!
-Our Community’s updated scoring wisdom: Link to Scoring Primer.
-For Negative Reason Codes see: CassieCard’s Score Factors thread.
-ccquest’s workbook to calculate metrics for you: Link to Workbook.

Correct Ag.Util. under 5% all times. (Oldest/avg varies. Estimates above.)
Real world mortgage maxes are: EQ5-818, TU4-839, EX2-844.

RIP:

(Everything said is JMHO and is not endorsed by FICO or MF. I have no affiliation with either, just a grateful member.)
Message 5 of 14
Hasselfree
Valued Contributor

Re: Such a pleasant surprise


@KLEXH25 wrote:

Congrats!!! I can't wait for the day I reach the 800s! Out of curiosity, does EX have more inquiries than the others?


It does!  5 will fall off in Sept.  




"Your ego is writing checks your body can't cash".
Message 6 of 14
Hasselfree
Valued Contributor

Re: Such a pleasant surprise


@Birdman7 wrote:
Congratulations @Hasselfree ! You’ve came a long way! 😊

Yes I have!  It's been a lot of work.  I hope to one day see that glorious 850 Smiley Happy




"Your ego is writing checks your body can't cash".
Message 7 of 14
Hasselfree
Valued Contributor

Re: Such a pleasant surprise


@KLEXH25 wrote:

Congrats!!! I can't wait for the day I reach the 800s! Out of curiosity, does EX have more inquiries than the others?


TU and EX dropped one of my OLDEST accounts (it's still on EQ) and it was 25+ yrs old Smiley Sad  So I know that's where a bit of difference is.  




"Your ego is writing checks your body can't cash".
Message 8 of 14
AllZero
Super Contributor

Re: Such a pleasant surprise


@Birdman7 wrote:
Well I see @AllZero is back on point. I set the phone down for a second and he beat me to the punch!

@Birdman7 .I was able to escape the 🚽.

Message 9 of 14
CYBERSAM
Valued Contributor

Re: Such a pleasant surprise


@Hasselfree wrote:

Still waiting on EX to get with the program but I'll take these scores! 

7152020kjscore.png

 

Time to come out of the garden.


Congrats on amazing accomplishment! 👏







           
Message 10 of 14
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