Okay I know that I should not rely on the score from TC but why don't they update daily especially since bills have gotten paid down etc. Does anyone else have this problem, all my scores from the 3 different bureaus have been the same for about 2 weeks. Whereas my Equifax score on My FICO has changed 3 times already.
I pull daily on TC. Have for 2.5 months. I've been recording changes when they happen. Minor fluctuations. In the same period, FICOs have changed more significantly.
2 different scoring schemes. Expect different behavior.
I don't get it either. TC can give me major changes and either no change or a frustrating one point change which on the fico side ended up being a huge 20+ boost then the next day another 12 point boost. TC still sleeping. What I do notice is they will be dormant and then one day I refresh and the scores have jumped. Fico can be the same way sometime. I know frustrating!
What do you mean by daily pulls? Also, I understand there is a way of knocking or bumping off inquiries from one's credit report, how is that done? I thought the inquiries have to fall off after two years.
What do you mean by daily pulls? Also, I understand there is a way of knocking or bumping off inquiries from one's credit report, how is that done? I thought the inquiries have to fall off after two years.
SandyK
With TC you can pull your reports once every 24 hours. Inqs do fall off after 2 years.. and FICO only counts the previous 12 months in your score. Do a google search on bumping Inqs (discussing is not allowed here).
