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TU score jumped UP 63 points??

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TU score jumped UP 63 points??

Hey all, 

 

I started with no credit, other than AU accounts.  I got a couple AMEXs last Sept/Oct and at the time, my TU score was 681.  After the accounts showed up, it dropped to 645. So, today I checked and about fell off the chair with it said 711.  What the heck?  The only thing that changed (but hasn't hit the bureaus yet) is a 10K bump in an AU account.

 

Thoughts?

 

I accidentally posted on my hubby's account, so disregard score in siggy Smiley Happy.

EQ 694, TU 706, EX 704
Message 1 of 5
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Established Member

Re: TU score jumped UP 63 points??

Congrats! My guess is that the bump is due to the accounts reaching >6 mo of age with on time payments. Also the effects of the HP are likely starting to dwindle.
Message 2 of 5
New Contributor

Re: TU score jumped UP 63 points??

Thanks!  However, it won't be 6 months until April.  I also looked at my EX for today (I also have creditworks) and it went down a point.  Is it odd that it only seems to be affecting one bureau?

EQ 694, TU 706, EX 704
Message 3 of 5
Established Member

Re: TU score jumped UP 63 points??

Are the TU/EQ FICO or FAKO scores?  I've found that my FAKOs change dramatically (30-40 pts) at the drop of a hat whilst my FICO score may only change by 1-2 pts.  

Message 4 of 5
New Contributor

Re: TU score jumped UP 63 points??

No, this is the score on myfico.

EQ 694, TU 706, EX 704
Message 5 of 5
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