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Texas Senate Bill 1037 - Surprise Medical Debt - S.B. 1037 - Not allowed to Report to Credit Bureaus

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Re: Texas Senate Bill 1037 - Surprise Medical Debt - S.B. 1037 - Not allowed to Report to Credit Bur

The bill is now law.

It passed both houses in mid-May, and was signed into law by the governor and was effective as of May 31, 2019.

 

The full text is as follows:

 

 

S.B. No. 1037

AN ACT

relating to limitations on the information reported by consumer

reporting agencies.

       BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:

       SECTION 1.  Section 20.05, Business & Commerce Code, is

amended by amending Subsection (a) and adding Subsection (d) to

read as follows:

       (a)  Except as provided by Subsection (b), a consumer

reporting agency may not furnish a consumer report containing

information related to:

             (1)  a case under Title 11 of the United States Code or

under the federal Bankruptcy Act in which the date of entry of the

order for relief or the date of adjudication predates the consumer

report by more than 10 years;

             (2)  a suit or judgment in which the date of entry

predates the consumer report by more than seven years or the

governing statute of limitations, whichever is longer;

             (3)  a tax lien in which the date of payment predates

the consumer report by more than seven years;

             (4)  a record of arrest, indictment, or conviction of a

crime in which the date of disposition, release, or parole predates

the consumer report by more than seven years; [or]

             (5)  a collection account with a medical industry code,

if the consumer was covered by a health benefit plan at the time of

the event giving rise to the collection and the collection is for an

outstanding balance, after copayments, deductibles, and

coinsurance, owed to an emergency care provider or a facility-based

provider for an out-of-network benefit claim; or

             (6)  another item or event that predates the consumer

report by more than seven years.

       (d)  In this section:

             (1)  "Emergency care provider" means a physician,

health care practitioner, facility, or other health care provider

who provides emergency care.

             (2)  "Facility" has the meaning assigned by Section

324.001, Health and Safety Code.

             (3)  "Facility-based provider" means a physician,

health care practitioner, or other health care provider who

provides health care or medical services to patients of a facility.

             (4)  "Health care practitioner" means an individual who

is licensed to provide health care services.

 
 
Message 11 of 11
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