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@Anonymous wrote:
In case anyone cares about Comenity, or for the sake of completeness, they pulled FICO EX08 for both of my apps, and I have seen reference to checking my FICO EQ08 in CLI letters.
EDIT: ( I added non-bank info. Sorry)
@Laurachrisy, we can never have too much info!
Rcv'd quite a few PM's so bumping thread.
I have the Crate & barrel mastercard from Synchrony (got it last November); they pulled TU8 and I live in Washington state
@jwa77 wrote:I have the Crate & barrel mastercard from Synchrony (got it last November); they pulled TU8 and I live in Washington state
Synchrony and TU have a deep thing going on. I've recently seen a few posts where they pulled EX which was crazy, they've always been known to be a TU fan. It's almost creepily predictable, but stranger things have happened. I added them to the list - not sure how I missed them.
I think a bigger question I have is this--for me specifically--TU is always much higher than the other 2 (seems more difficult to get disputes resolved favorably with EX and EQ --who find reasons to magically not process disputes I set up online). why do so many of the "good" cc companies use EX and EQ instead of TU?
@jwa77 wrote:I think a bigger question I have is this--for me specifically--TU is always much higher than the other 2 (seems more difficult to get disputes resolved favorably with EX and EQ --who find reasons to magically not process disputes I set up online). why do so many of the "good" cc companies use EX and EQ instead of TU?
I have no idea but I get what you mean. My TU has always been my higher score and my EQ has always been the one that barely moves. It always putters a few points up and down and took forever to get it up where it's at, but I can tell that out of all 3 EQ tends to be the one to penalize me the most for never letting my AoYA get to 12 months.
Great thread, Crack.
Some more for you:
Georgia resident
Cap1, all 3, duh
All SYNC, TU
US Bank, TU
Disco, EQ
Kohl's (Cap1), TU only
Big Lots Commenity, EQ
AMEX, EX
Chase, EX & TU
Citi, EQ
Thanks for doing this!
What a nice thread. I can't wait to see what finally drags lenders on pulling which bureau.
By the way, where is Capital One on that chart?