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*Updated list to include my recent UMB app* they seem to favor TU, but unsure if it was F8 or F9. I'll update as we get more DP's
If prequal is generated through Credit Journey, there is pretty good chance Chase will pull TU in addition to EX or EQ because their data is used for prequals.
Discover Update:
I am existing Discover cardholder.
Table in top of thread indicates Discover pulls TU for prequals and EX for no Prequal.
I was checked for preapprovals on Discover's home page and was approved for multiple cards.
When submitted, it pulled my EX instead of TU. Appears to be single-bureau pull, though.
@Aim_High wrote:Discover Update:
I am existing Discover cardholder.
Table in top of thread indicates Discover pulls TU for prequals and EX for no Prequal.
I was checked for preapprovals on Discover's home page and was approved for multiple cards.
When submitted, it pulled my EX instead of TU. Appears to be single-bureau pull, though.
Exact same thing happened to me three days ago.
Hi All,
Got crazy busy with work so missed quite a few of these additions but I've updated the grid.
@Remedios, I've added the note about the Chase Prequal leaning towards TU, good to know!
@Aim_High and @GApeachy, you shared the grid said TU for Disco prequals, but I have it noted that it is EQ. Either way, both of you shared that when the HP came thru it was EX so they could be changing things up. Since we can't pinpoint it down, I've noted it on the grid to be cautious that it could be either EQ or EX. Good thing is that they are still single HP. They could adopting the "SP one CRA and HP another" trend floating around with banks.
@dtk6802, you had the same thing as @Aim_High and @GApeachy so I'm wondering if they do this:
We would need some more folks who have 2 Disco cards to see if that's how they do it or it's just been random lately. Thanks for the additional notes!
gecreditunion.org uses equifax fico9.
ohio.
Can someone please show me where the link is to which creditor pulls which bureau? I've seen it on here before and can't seem to find it.
Thank you
When I applied for a Chase Freedom they pulled just Experian. However my CSP they pulled but EX & TU.
CF - Cold App
CSP - Pre-approval