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TransUnion dispute problems and solution

pamon
Regular Contributor

TransUnion dispute problems and solution

So I've been locked out of the online dispute form on TransUnion and after a few calls a few months ago I gave up. Today I had the day off and took them on. I spoke to 4 different people before getting to special escalation person who within 15 seconds knew what it was and said would be fixed in 5 biz days. Somehow a code 219 popped up with a duplicate bureau report so they have to merge them. Who knew? Will report back when fixed. Lol
Fico 8 Exp 598 Transunion 598 Equifax 596 (7/18/18)
FICO 8 Exp 609 TransUnion 622 Equifax 617 (8/10/18)
FICO 8 Exp 643 Equifax 641 Transunion 655 (9-10-18)
FICO 8 exp 630 Transunion 646 Equifax 627
Fico 8 Exp 646 Transunion 639 Equifax 640 (11/1/18)
Fico 8 Exp 698 Transunion 716 Equifax 690 (1/8/19)
Message 1 of 4
3 REPLIES 3
CreditInspired
Community Leader
Super Contributor

Re: TransUnion dispute problems and solution

Good for you for grabbing the bull by the horns. Sometimes, that’s what it takes to get one’s attention.

I’m rooting for you that this will be resolved soon.

DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799

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Message 2 of 4
RonM21
Valued Contributor

Re: TransUnion dispute problems and solution

Op I recall having this happen with me a few years back too, and it was like I got locked out as well. But then, it seemed to work again a few weeks later. I'm still not sure what happened. A lot of times calling them directly (if you get the right person) is so much easier, as you just found out.
                

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Message 3 of 4
pamon
Regular Contributor

Re: TransUnion dispute problems and solution

So this turned out negative on my end. Got an alert saying something was added to my TransUnion report on Friday. Turns out it was a $2800 collection from 2013 via cashcall/loanme that I forgot about. If I left it alone it would've stayed off but now that I've poked the bear so to speak it's on there. Kinda pissed as I won't pay that and just let it drop off in 2020ish. Oh well. Still can't dispute anything on the site as the 5 business days don't finish till Wednesday. Ugh
Fico 8 Exp 598 Transunion 598 Equifax 596 (7/18/18)
FICO 8 Exp 609 TransUnion 622 Equifax 617 (8/10/18)
FICO 8 Exp 643 Equifax 641 Transunion 655 (9-10-18)
FICO 8 exp 630 Transunion 646 Equifax 627
Fico 8 Exp 646 Transunion 639 Equifax 640 (11/1/18)
Fico 8 Exp 698 Transunion 716 Equifax 690 (1/8/19)
Message 4 of 4
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