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Transunion Says I have a Dispute When I Have Not Initiated One

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Regular Contributor

Transunion Says I have a Dispute When I Have Not Initiated One

Hi All

 

Very odd. I just got a myfico alert, which I check when I get them. And under my alerts it says that a dispute has been intiated on Transunion, when I have not initiated any... Has anyone come across this or know what this might be tied too? Thanks in advance...

 

Equifax 725 

Transunion 736

Experian 714

Starting Score:EQ = 690 TU = 702 EQ = 673
Current Score: EQ = 690 TU = 702 EQ = 673
Goal Score:EQ = 725 TU = 750 EQ = 715


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8 REPLIES 8
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Valued Contributor

Re: Transunion Says I have a Dispute When I Have Not Initiated One

Reach out to Customer Service. Call!
https://www.transunion.com/customer-support/contact-us
Message 2 of 9
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Regular Contributor

Re: Transunion Says I have a Dispute When I Have Not Initiated One

 


@JVille wrote:
Reach out to Customer Service. Call!
https://www.transunion.com/customer-support/contact-us

Been trying too. But as usual its an automated system and no way to cycle out to a human...

Starting Score:EQ = 690 TU = 702 EQ = 673
Current Score: EQ = 690 TU = 702 EQ = 673
Goal Score:EQ = 725 TU = 750 EQ = 715


Take the myFICO Fitness Challenge
Message 3 of 9
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Valued Contributor

Re: Transunion Says I have a Dispute When I Have Not Initiated One

Does it say which trade line has the dispute? If so call the Creditor directly.
Message 4 of 9
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Regular Contributor

Re: Transunion Says I have a Dispute When I Have Not Initiated One


@JVille wrote:
Does it say which trade line has the dispute? If so call the Creditor directly.

No it just says:

11/12/2017 Transunion

An account under dispute has been detected 

Details:

Number Of Disputes On File

1 → 2

What Does This Mean:

Accounts in Dispute

You are receieving this alert because we have detected account(s) in dispute on your credit report. By Regulations, the bureas have 30 days to investigate the dispute.

 

Yet I did not instigate a dispute...

 

 

 

 

Starting Score:EQ = 690 TU = 702 EQ = 673
Current Score: EQ = 690 TU = 702 EQ = 673
Goal Score:EQ = 725 TU = 750 EQ = 715


Take the myFICO Fitness Challenge
Message 5 of 9
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Valued Contributor

Re: Transunion Says I have a Dispute When I Have Not Initiated One

Well whatever it was it’s been removed but without contacting Transunion you won’t know. Remember it could be an error that was removed also. You need to contact Transunion, they are the only one that can clear this mystery up.
Good luck, come back and share what you found out. It will help others in the future!
Message 6 of 9
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Regular Contributor

Re: Transunion Says I have a Dispute When I Have Not Initiated One


@JVille wrote:
Well whatever it was it’s been removed but without contacting Transunion you won’t know. Remember it could be an error that was removed also. You need to contact Transunion, they are the only one that can clear this mystery up.
Good luck, come back and share what you found out. It will help others in the future!

Will do... Thank you for your help...

Starting Score:EQ = 690 TU = 702 EQ = 673
Current Score: EQ = 690 TU = 702 EQ = 673
Goal Score:EQ = 725 TU = 750 EQ = 715


Take the myFICO Fitness Challenge
Message 7 of 9
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Established Member

Re: Transunion Says I have a Dispute When I Have Not Initiated One

Hi! Did you ever figure out what this was?This just came up on my alerts as well. I did not initiate a dispute either. 

Message 8 of 9
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Contributor

Re: Transunion Says I have a Dispute When I Have Not Initiated One

I have disputes with like 3 different banks, on all 3 credit b’s and I never disputed anything, all i’ve done was ask for PFD’s. It’s like any inquiry you have is considered a dispute.

I bet if you call a credit card company to say hi they will tell TU, EX and EQ that you are disputing your account.
Message 9 of 9
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