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Trying to get a copy of my Credit Scores

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Anonymous
Not applicable

Trying to get a copy of my Credit Scores

Hi,

I used to have the MyFico Ulitimate 3B a few years ago when preparing to buy a house. I remember this being the most accurate source get your scores. I really just want my scores for no other reason than just to see what they are. I'm not applying for credit or anything other than just curious. The one time Credit Report is $59..the monthly is $30

 

Why would one not get the monthly and cancel for just $30? I know the ultimate is a good option if you're gonna use it...but I just wanna see my scores forthe lowest cost. 

 

Thanks

Message 1 of 6
5 REPLIES 5
mitchblue
Valued Contributor

Re: Trying to get a copy of my Credit Scores


@Anonymous wrote:

Hi,

I used to have the MyFico Ulitimate 3B a few years ago when preparing to buy a house. I remember this being the most accurate source get your scores. I really just want my scores for no other reason than just to see what they are. I'm not applying for credit or anything other than just curious. The one time Credit Report is $59..the monthly is $30

 

Why would one not get the monthly and cancel for just $30? I know the ultimate is a good option if you're gonna use it...but I just wanna see my scores forthe lowest cost. 

 

Thanks


I always recommend this place for Experian only.. It's a free Fico score, with a free report once a month. Start here..

 

https://www.creditscore.com

FICO® 8 Scores 821 FICO® 9 Equifax 826 (Updated 02-7-23)
Message 2 of 6
Anonymous
Not applicable

Re: Trying to get a copy of my Credit Scores

I agree with Mitch that free tools like that Experian link are must haves for anyone who isn't already paying for monthly reports and scores.  (I personally do not pay anything for these services, though many people do and that's fine of course.)

 

Another sweet very affordable option is to sign up for the $1 trial at Credit Check Total.  You'll get a nice 3B report and all three FICO 8 Classic scores.

 

If after that you still want to shell out the $30 for all the dozens of FICO scores, I agree that signing up for the Ultimate and then cancelling a week later is superior to paying $60.

Message 3 of 6
Anonymous
Not applicable

Re: Trying to get a copy of my Credit Scores

OP, are you looking for just your FICO 08 scores, or literally all of your FICO scores as you received them from myFICO in the past?  If you want all of your scores, $30 through myFICO is probably your best bet.  If you want just your FICO 08 scores, the $1 trial that CGID recommended is a great value and definitely the way to go.

Message 4 of 6
Anonymous
Not applicable

Re: Trying to get a copy of my Credit Scores

Thanks for all the replys...

 

I guess i'm just looking for the most common scores. Again, I'm not applying for any credit..just wanted see how I'm looking. I sighned up for the Experian (Thanks Mitchblue). I will also check in with CGID for the $1 trial. (Thanks BrutalBodyShots). 

Message 5 of 6
Anonymous
Not applicable

Re: Trying to get a copy of my Credit Scores

I'm a huge fan of the $1 CCT trial.  I've done so many I've lost count.  Just be sure you cancel the trial within 7 days of starting it so that you don't get billed for a monthly membership.  It's even smart to cancel it the day you sign up so that you don't forget.  You'll get your 3 FICO 08 scores with the $1 trial, then 7-10 days after you start the trial CCT will let you pull your scores again for free.  They'll also archive your 3B reports/scores, so you can log in whenever you want (even after your trial is expired) and view your old reports/scores.  I've got dozens of them archived and it's pretty cool to be able to look back say a year ago at this time and see how things were different, your progress, etc.  If you have any questions specific to CCT or their $1 trials, feel free to ask.

Message 6 of 6
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