Tuscani, Sallie Mae, and Higher Education Act

[FICOnater2007]

Hello all (particularly Tuscani),

I did a search for Sallie Mae and found a thread where Tuscani got some lates removed by these clowns despite the "Higher Education Act".  However, he had some "forebearance" thing going on and thus had a mitigating circumstance.

Has ANYONE else had any luck getting lates removed from these guys? And what is the gist of the Higher Education Act...must mean the "school of hard knocks" if you have any lates!

My wife has one (1) 90-day late in August of 2004...funny it shows ALL other payments before and after as being on time.  It would be nice if they would cut us a break, but I made a GW call already and got the brush off...perhaps now a GW letter?

Thanks in advance for info,

FICOnater2007

[Anonymous]

Just sent SallieMae/USA Funds a gw fax on Thursday the loans have been consolidated asking them to remove lates from my report..Havent heard anything back yet...Good luck to you...

[FICOnater2007]

Hi Bren,

In fact my wife consolidated her loans several years ago.  However at the time they were broken down into 4-5 separate loans so the "lates" for that month equal FIVE lates against the FICO score.

Still, good luck with your GW letter.  I may try a hardcopy letter as well.

FICOnater2007

[Tuscani]

All you can do is ask. Remember, my late was inaccurate and it still took me a couple years to get it removed. Persistence was my only ally.

[FICOnater2007]

Thanks for your help.

Have a good one!

FICOnater2007