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Unable to get credit report?

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genmes
New Member

Re: Unable to get credit report?

Took Equifax about three weeks to get a response from them...

 

Their responses was that they are unable to locate a credit file because...

I may not have a current file

Or I have not applied for credit recently recently

Or I have not actively used credit in the past ten years.

 

Their response is contradictory, because I sent them a copy of a letter from the bank that rejected me because of my supposed deliquent acccounts. Equifax also asked to verify my identification and address again asking for the same items I had sent before.

 

I am at lost at what I should I do. Any suggestions? I plan to send them proofs to verfiy my idenfication again, but I feel like they will be sending me back stuff I had answered before.

 

On a side note, I was able to obtain a credit report from Transunion and Experian. No problem with them at all.

 

 

Message 11 of 14
llecs
Moderator Emeritus

Re: Unable to get credit report?


@genmes wrote:

Took Equifax about three weeks to get a response from them...

 

Their responses was that they are unable to locate a credit file because...

I may not have a current file

Or I have not applied for credit recently recently

Or I have not actively used credit in the past ten years.

 

Their response is contradictory, because I sent them a copy of a letter from the bank that rejected me because of my supposed deliquent acccounts. Equifax also asked to verify my identification and address again asking for the same items I had sent before.

 

I am at lost at what I should I do. Any suggestions? I plan to send them proofs to verfiy my idenfication again, but I feel like they will be sending me back stuff I had answered before.

 

On a side note, I was able to obtain a credit report from Transunion and Experian. No problem with them at all.

 

 


And your bank specifically mentioned EQ?

Message 12 of 14
genmes
New Member

Re: Unable to get credit report?

Yes, it specifically say that credit report was provided by Equifax.

Message 13 of 14
genmes
New Member

Re: Unable to get credit report?

Suggestions anyone?

Message 14 of 14
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