Just filing a dispute is likely not going to get the hard pulls removed- after all, as far as the CBs are concerned Credco did pull your credit so there’s nothing to correct. You have to “prove” to the CB that the pull was unauthorized and that requires either Credco prove up the application came from you and, if they can’t, request deletion/recoding, or extrinsic proof that you were a victim (this is where a police report comes in).
Starting Score (October 7, 2010): EQ: 698 TU: 709