I have two US Bank credit Cards. I use both regularly and have for the last several months. Neither card has ever gone dormant.
I don't see anything new on my credit report.
Any idea what this alert means? Do I need to do anything?
No, that's just it. I have used both US Bank cards every month for the last year.
Both cards report on CR every month. Last time was Dec 3 2018.
The alert is actually on my Experian account, not on an email. But thanks for the reply.
You said you have been using them, but are you reporting a balance every month? I believe USB reports the balance on the last day of the month, not the statement balance, if your due date is few days before end of month, it's possible $0 balance is being sent to CRAs even if there is usage and statement balance.
Thanks. They both report on the last business day of the month. Due dates are 22nd and 24th of the following month. I rotate use of them as my AZEO so at least one posts a balance on report. FWIW I just checked my updated report and still no changes.