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Update on RBFCU and HP's

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atst2000
Frequent Contributor

Update on RBFCU and HP's

Just wanted to let everyone know, RBFCU does NOT pull TU anymore.

They are now pulling EX for any and all loans/CC's.

 

I applied for one of their personal CC's (low rate card) last month, and saw an alert for an EX pull, instead of TU.

I was approved ($25k) but questioned the credit pull, so I called.

The CS rep let me know they did recently change a month ago and now only pull EX.

 

I know RBFCU was one of those few CU's that only pulled TU, but sadly that is no longer the case Smiley Sad

4 REPLIES 4
UFGuy2006
Established Contributor

Re: Update on RBFCU and HP's

Good to know! Thanks for the update. 

Message 2 of 5
Adkins
Legendary Contributor

Re: Update on RBFCU and HP's

That's fine by me since my EX has always been a better score than my TU..😄


Last HP 08-07-2023



Message 3 of 5
FinStar
Moderator Emeritus

Re: Update on RBFCU and HP's

@atst2000- please read your PM.  Thanks!

Message 4 of 5
OmarGB9
Community Leader
Super Contributor

Re: Update on RBFCU and HP's


@atst2000 wrote:

Just wanted to let everyone know, RBFCU does NOT pull TU anymore.

They are now pulling EX for any and all loans/CC's.

 

I applied for one of their personal CC's (low rate card) last month, and saw an alert for an EX pull, instead of TU.

I was approved ($25k) but questioned the credit pull, so I called.

The CS rep let me know they did recently change a month ago and now only pull EX.

 

I know RBFCU was one of those few CU's that only pulled TU, but sadly that is no longer th. case Smiley Sad


Aw man that stinks. I liked the fact that they pulled TU. It's always been the better score for me. Thanks for the DP.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 5 of 5
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