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Yeah, I don't understand how these bureaus are scoring. Paid off a huge chunk of debt and got an almost 30 point loss on tu, but gained 10 on EQ. I understand that they weigh things differently as well as omit certain things that FICO includes, but I don't think anyone will understand vs until people start caring to gather datapoints. It actually might be an entertaining thread in scoring, if somebody wanted to start gathering datapoints.