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Vantage West - which CB do they pull?

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rosco75
Regular Contributor

Vantage West - which CB do they pull?

Hi guys - ive recently become a member at Vantage West (wow that was hard!) and am looking at getting this amazing card. I want to make sure im at the highest score possible and would like to know if anyone has an DPs to which CB they pull? I did a search but did not find anything. Thanks!


Message 1 of 7
6 REPLIES 6
coldfusion
Community Leader
Mega Contributor

Re: Vantage West - which CB do they pull?

There are very few data points as they quickly tightened their geofence a few years ago when they were starting to get lined up as yet another MF FOTM.   At least in those days they were an Experian puller.

(3/2024)
FICO 8 (EX) 846 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 2 of 7
PullingMeSoftly
Valued Contributor

Re: Vantage West - which CB do they pull?

Eagerly awaiting additional responses to this question...Very timely, thanks for asking this.






Message 3 of 7
SouthJamaica
Mega Contributor

Re: Vantage West - which CB do they pull?


@rosco75 wrote:

Hi guys - ive recently become a member at Vantage West (wow that was hard!) and am looking at getting this amazing card. I want to make sure im at the highest score possible and would like to know if anyone has an DPs to which CB they pull? I did a search but did not find anything. Thanks!


My experience has been that they pulled EX FICO 9.


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 687

Message 4 of 7
OmarR
Established Contributor

Re: Vantage West - which CB do they pull?

Experian in 2018.

 EQ=850   EX=845   TU=843       0/24       UTIL=$1    AZEO

Message 5 of 7
rosco75
Regular Contributor

Re: Vantage West - which CB do they pull?

Thanks for all the responses guys. It looks like it should be an EX pull. I will report back once I apply and let you all know, but at least now I can try to focus that CB's score! Smiley Happy


Message 6 of 7
rosco75
Regular Contributor

Re: Vantage West - which CB do they pull?

Just had them do the HP, and it was Experian as people suspected. But good to have the DP confirmed! 


Message 7 of 7
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