Trust, I want to do a lot of venting about MIDLAND and First Premier.... and Sallie Mae, who although is reporting just ONE cosolidated loan to Equifax is reporting about 16 different loans to TU and EX.... half of which in the deragatory from years ago. Umm small loans amount that are already paid off in fact. And I want to vent about a **bleep** tax lien on my records... that is there after my bk lawyer told me that I could actually include back taxes in bankruptcy, BUT found out AFTER BK that I COULD NOT... These are taxes that I accrued after a mess up by a former employee ... that due to my own ignorance and laziness... I did not bother to correct for THREE or FOUR years.
Oh and here we go again.. just got anotehr letter Feds are sending me MORE notices that I owe them ANOTHER 6000.00 in back taxes....I already pay the state $188 a month and the Feds $100.00 a month..... I have to do that for another 3 years or so... I do not even bother checking anymore..... And I try to do my taxes this past month.. and still cannot figure out how the hell with the money I make... claiming 1 with the Feds and 0 with the state.. with EXTRA money coming out of my paycheck... do I STILL have to pay these people! My goodness, I live pay check to pay check.... It is not like I am making a 6 figure salary... .yet I always OWE!
Everytime I start to feel I have a grip on my finances.. or unerstanding how rebuilding works... and blah blah blah... BAM! A setback.. and MIDLAND is making sure this setback shows up EVERY MONTH.. and I am trying to find a way to fight these people, but I am in SOL... and blah blah blah blah blah... have a lot to vent about.. believe me.. but .... I would be kicked off the boards if I used the language I want to use.....
AND in the midst of all of this... I know that I hve been so **bleep** low for **bleep** long... that ... as bleak as things look and feel at the moment, I can actually feel a beam of thin light trying to shine through.
Still want to cuss though!
Message Edited by Changingmantra on
05-03-2008 09:05 AMMessage Edited by Changingmantra on
05-03-2008 09:05 AMMessage Edited by Changingmantra on
05-03-2008 09:09 AMMessage Edited by Changingmantra on
05-03-2008 09:11 AM
*Note to self* Remember why and for how long you had to rebuild in the first place! One Day at a Time, One Day at a Time!