I sent out a GW letter on August 30th to Honda Finance about being 60 days late in Dec. 2006 (out of country, auto pay never initiated). I have never been late before or after (3 year history). I really thought in my mind that this was going to be a cut and dry case, and they would help me. I just pulled my reports again, and it is still there.
I know it has only been 11 days or so, and I know it was a holiday last week, but don't they usually remove it quickly if they are going to do it? Or am I just being paranoid?
This is the only ding in the past 4.5 years, and I have worked so hard to keep my credit clean since that point. I suppose that is why I am worrying so much.
Also, maybe I should ask this question...............Roughly how much will my score go up if this is removed (60 days from 10 months ago).
TU: 667
EX: 646
EQ: 626
Thank you, and it is time to drink some more Pepto and await some sage advice.
Starting Score: 583 EQ, 612 EX, 569 TUBump...........