Wondering if anyone has had any experience with this:
What was your util when you opened this
How much did you consolidate
*Note my reports are still locked, I'm not applying!
For yourself, are you talking about opening a line of credit or doing a home equity line of credit? (I'm sorry - I don't know if you are a home owner or not.)
If it's a HELOC - I can share with you my experience. If it's a LOC - sorry - no experience there.
What did you request from them?
Consolidation of debt refers to determining who will be paid, and when.
It is a payment of existing debt issue. So how does util figure into this?