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Anybody have a problem with Wells Fargo reporting correctly to the CRAs? Since my discarge (reaffirmation), there have been inconsistencies in reporting on TU and EQ. TU hasnt reported since 1/15, except for unknown. EQ hasnt reported since 1/15 either until recently (november and december), then nothing again for January smh. Experian has been reporting perfectly. I did dispute this, but it updated as a new account and dropped my score 24 points on EQ. So i went into a Wells Fargo branch to correct the issue and they keep telling me that it is reporting correctly. Im afraid to dispute it because I dont want another score drop as Im trying to reach 700! Any advice would be greatly appreciated.
If it's not reporting there's nothing to dispute. Be careful with disputes. It's up to the creditor to report to the CRA so you need to go back to Wells Fargo. Going into a branch will not help. You need to contact the group responsible for reporting.
I am a long time WF customer and have shared this frustration. As noted from another poster be careful on disputes. I once filed a dispute over them not updating and it cause a flag when I appd for a BOA CC (flag being BOA wanted to ask why I was disputing).
Now I just roll with it. It eventually catches up, but my contact with WF and the reporting agencies yielded zero results, so YMMV.