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What are all the different types of credit mix you can have on your credit report?

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youdontkillmoney
Valued Contributor

What are all the different types of credit mix you can have on your credit report?

I have had, have, or will have the following types?

 

Unsecured:

1. credit cards (charge card such as AMEX and revolving credit cards)

2. personal line of credit

3. personal loan

4. student loan

 

Secured:

1. auto loan

2. home loan (1st mortgage)

3. HELOC (2nd mortgage) [not interested in a home equity loan since the HELOC serves this purpose for me]

 

What other types of credit are possible/am I missing from my credit mix?

 

(not including "casino credit" which casinos grant and resides on a different credit report; which I already have estabished these already by the way).

Message 1 of 3
2 REPLIES 2
SouthJamaica
Mega Contributor

Re: What are all the different types of credit mix you can have on your credit report?


@youdontkillmoney wrote:

I have had, have, or will have the following types?

 

Unsecured:

1. credit cards (charge card such as AMEX and revolving credit cards)

2. personal line of credit

3. personal loan

4. student loan

 

Secured:

1. auto loan

2. home loan (1st mortgage)

3. HELOC (2nd mortgage) [not interested in a home equity loan since the HELOC serves this purpose for me]

 

What other types of credit are possible/am I missing from my credit mix?

 

(not including "casino credit" which casinos grant and resides on a different credit report; which I already have estabished these already by the way).


You're not missing a thing. You've covered all the bases, assuming they're all somewhere in your credit reports.


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 687

Message 2 of 3
youdontkillmoney
Valued Contributor

Re: What are all the different types of credit mix you can have on your credit report?

Thank you

Message 3 of 3
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