I use chase and a local credit union. I may dump the CU for NFCU, but I've started using my Chase account again because of the number of features. Venmo clears in a couple days, PayPal deposits in one day. Quick pay, wire transfers and my car payment can be handled in app. I've literally only had to step into a chase branch once in the last 10 years and that was only because of a fraud alert on a wire transfer which they fixed with a 2 minute phone call from the private banker.
I've banked with Chase for many years and it has never let me down.
I won't shift fully back because my direct deposit comes sooner at CUs, but if they started early DD, I'd move everything back.
I do have a local credit that I could use for cash deposits, etc., but what is the best way to transfer money bank to bank without getting ate up with fees?
In general, credit unions offer free ACH push, pull. You'll have to check with your local credit union.
BoA charges ACH fees. They do offer real time transactions.
Thanks for the suggestions. Unfortunately there are no big bank branches in my town, besides BB&T, and they aren’t as big as the others mentioned. Of the big banks, BOA is closest to me. There is a BBVA branch in the town where I work.
Most everything we do is direct deposit, but I’ve never banked without a local branch, so I’m not sure how that would work out.
Look into the larger credit unions. Your local CU might be part of the co-op network.