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What credit can I get 16 months out of BK with a score of 580

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reily28
Established Member

What credit can I get 16 months out of BK with a score of 580

Any one know of any stores or gas chains that might issue a credit card in my case?
Message 1 of 11
10 REPLIES 10
Tuscani
Moderator Emeritus

Re: What credit can I get 16 months out of BK with a score of 580

Score is not everything.. we need to know more about your reports.. and 580 is which score? Do you know your other two scores?
Message 2 of 11
reily28
Established Member

Re: What credit can I get 16 months out of BK with a score of 580

I have two CC's $300.00 limit paid on time for 14 months. I kept my car in the BK and have paid $8000.00 dollars off and owe $341.00 on the car now. I want would like to have a store or a gas card but dont want to ding my credit. Unless somone might know what stores would work with me.
 
Eq:590
Trans:588
Exp:597
Message 3 of 11
Tuscani
Moderator Emeritus

Re: What credit can I get 16 months out of BK with a score of 580

When was your BK discharged?
Message 4 of 11
reily28
Established Member

Re: What credit can I get 16 months out of BK with a score of 580

January 3rd 2006
Message 5 of 11
Tuscani
Moderator Emeritus

Re: What credit can I get 16 months out of BK with a score of 580

How many Inqs for each CRA in the last 12 months?
Message 6 of 11
reily28
Established Member

Re: What credit can I get 16 months out of BK with a score of 580

Two mortgage within one week and a CC with one new acct a month ago. I did get the credit card with a $300.00 limit.
Message 7 of 11
Tuscani
Moderator Emeritus

Re: What credit can I get 16 months out of BK with a score of 580

Ok.. final question.. Which state are you in?
Message 8 of 11
reily28
Established Member

Re: What credit can I get 16 months out of BK with a score of 580

That's ok I am in Ohio.
Message 9 of 11
Tuscani
Moderator Emeritus

Re: What credit can I get 16 months out of BK with a score of 580

Ok.. The cards I below are based on your scores and the fact you have a dischaged BK. I would say you have a pretty good chance at a couple. Obviously don't apply if you defaulted on them.. I am including the CRA that will probably be pulled. Let us know the result if you apply to any of them.
 
Macys - EX
Target (red card.. not Visa) - TU
Hooters - TU
Walmart - EQ
Crown Jewelers - (guaranteed approval and they report.. you just have to buy something.. Google them)
Kay Jewelers - TU or EX
Valero (gas) - EQ
 
Good luck!
 
 


Message Edited by Tuscani on 05-17-2007 07:08 PM
Message 10 of 11
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