cancel
Showing results for 
Search instead for 
Did you mean: 

What gives? Left $1 balance on Capital One and...

tag
BrandonSS
Frequent Contributor

What gives? Left $1 balance on Capital One and...

 

 

I left $1.00 balance on my capital one before the statement cut on the 21st.  Well the statement cut and shows $0.00 reported and now it shows online as $0.00 balance but available credit is only $299 of $300?  I did this last Monday to make sure all the lags were caught up and they were as of Friday.  It showed $1.00 balance since last Wed, not pending, but a balance.  

 

so now nothing is pending, the statement cut with 0% dang it, and there is a missing $1 in my account.  Should I call customer service??

 

EDIT:

 

Actually, I just looked in my transactions list and this shows:

 

NOV 20, 2010CHARGE ADJUSTMENTOther($1.00)

 

So they adjusted it themselves to make it a $0.00 balance?

    
3/2010 - EX 555 (FAKO) EQ 542 TU 548
GOAL: 680+
Goal exceeded! - EQ - 712 TU - 701
2/2015 - 750+ across the board!
Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: What gives? Left $1 balance on Capital One and...

Yeah.  I would call and ask them. 

Just don't let on that you were hoping to report a balance and you're frustrated that it did not.  Just your standard friendly, "Oh, what's this?" kind of conversation.

 

BTW, I've let $1 report on Macy's and Juniper and they've reported as they should - $1.  ETA:    Well, that's confusing.  They reported it as they should, that is, $1.

Message 2 of 6
llecs
Moderator Emeritus

Re: What gives? Left $1 balance on Capital One and...

I don't think I've ever carried a negative balance on my CapOne but have done it to the others from time to time to insure that a $0 balance reports. My Target on at least 2 instances did that after a month, but also mailed the difference between $0 and the negative balance. Maybe that is what happened? $0 and 0% should report even if you have a negative balance, but I'm curious as to if they wrote off the $1.

 

 

ETA....doooh...even after a day, I'm still the slowest typer. Smiley Sad

Message 3 of 6
Anonymous
Not applicable

Re: What gives? Left $1 balance on Capital One and...

Sorry, llecs,

 

My post had a dash in it, which looked like -$1.  I've edited it.  OP had a positive $1 balance.

 

I've gotta start working on my punctuation - I'm very fond of those little dashes.  See!  Smiley Sad

Message 4 of 6
shiftomnimega
Regular Contributor

Re: What gives? Left $1 balance on Capital One and...

I recall reading a thread on Fatwallet about companies canceling a bill if it is a small amount.  It seems to be =<$1 for most. 

 

Doesn't look like the quick summary has been updated in a while, but people are still posting to it.  Take it back, quick summary is still updated.


Message 5 of 6
BrandonSS
Frequent Contributor

Re: What gives? Left $1 balance on Capital One and...

 


@shiftomnimega wrote:

I recall reading a thread on Fatwallet about companies canceling a bill if it is a small amount.  It seems to be =<$1 for most. 

 

Doesn't look like the quick summary has been updated in a while, but people are still posting to it.  Take it back, quick summary is still updated.


Great info!  Thanks!!!

 

3/2010 - EX 555 (FAKO) EQ 542 TU 548
GOAL: 680+
Goal exceeded! - EQ - 712 TU - 701
2/2015 - 750+ across the board!
Message 6 of 6
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.