What happens to the proof (paperwork) you send in

[lessismore2014]

to the credit bureaus? Do they pitch it? Also, do they keep track of disputes for example: I sent in 3 letters in the last month disputing items, is that going to show on their system that I have tried to dispute 3 times or does the dispute go to whoever and it starts as if it was a new dispute?

[Anonymous]

at least 1 CRA scans this documentation into their system and dumps the paper-

They DO NOT send this "proof" along with the dispute even though they are required to by FCRA - they take everything you send and convert it to a 2 digit code that is sent to the creditor or cross referenced on Oscar -

You have to assume they have nothing when subsequent disputes are placed.

Yes- they know if you have disputed the item before-

In your dispute- clearly state- "here is the requested additional information you requested to re-investigate this item per FCRA."

or they will say it was previously investigated or frivolous,

[lessismore2014]

thanks for your reply