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I have a capital one Journey card and I was told to use the Credit Karma thing and they show me a vantage score how useful is this score compared to others
It's another type of FAKO score (i.e. a non-FICO score), and as such, it's more or less useless. Further, the advice offered on many sites may help a particular FAKO, but would hurt your FICO (or vice versa).
They're noted as being for "educational use only," but I propose they're really for "entertainment use only."
Alright thanks so in that case ill get my fico better and since I just got a credit card recently how long do I have to wit till I can get my fico score
Is your new CapOne the only open account you have?
Yes and i just got it in april
If this is your only open account, then you should be able to obtain a FICO within 5-6 months. The min. requirement is 6 months from the open date.
Definitely don't rely on Vantage in the interim though. That score runs off a scale of 501-990 vs. FICO's 300-850.
alright thanks alot