please clarify this are you 30 days late if the minimum payment (due date) is not paid????
or are you 30 days if the payment is not paid 30 days after the due date and late had been assessed????
just wondering cause i sent a payment to my best buy card (hsbc) and i sent to much payment did not go through but i had sent one yesterday of a smaller amount to cover it... and i have heard the horror stories and don't want to get nailed with a 30 day late.... on my CR...