When inquiries expire, how soon do they disappear from reports?

[Anonymous]

hi,  i have a buttload of inquiries that expired on 3/3/12.  i am wondering how soon afterwards they disappear from reports?  anyone have  experience with this?  thanks.

[llecs]

What do you mean by expired?

Inquiries report for 2 years. FICO only scores them for the first year.

[RobertEG]

When you say they "expire," do you mean from their one-year inclusion in FICO scoring, or their two-year inclusion in your CR?

Neither of those dates are statutory, so there is no required date.  I would presume that the CRAs use one algorithm pegged to date of inquiry to delete them, so I would imagine it is fairly consistent.  I have not seen a barrage of complaints over failure of the CRAs to delete.

[LIGHTNIN]

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@Anonymous wrote:

hi,  i have a buttload of inquiries that expired on 3/3/12.  i am wondering how soon afterwards they disappear from reports?  anyone have  experience with this?  thanks.

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EQ and TU inqs will fall off during the month, before the inqs from EX.

Ex inqs will drop off your CR at the end of the month following two years.