When to pay CC Balance?

[longtimelurker]

---

@SouthJamaica wrote:

---

---

You should pay before the due date.  Dangerous to leave things to the last minute, and in many cases the due date keeps changing.

---

For those of us who still believe in auto-pay, setting it up to pay full statement balance on due date works fine.   The bank takes care of any shift in due date!

[Remedios]

Every time someone mentions AZEO, baby penguin dies a horrible death. 

[House1204]

---

@Remedios wrote:

Every time someone mentions AZEO, baby penguin dies a horrible death. 

---

AWWW, not the baby peguins!

[OmarGB9]

---

@Remedios wrote:

Every time someone mentions AZEO, baby penguin dies a horrible death. 

---

You just mentioned it right there! 

[Lionsonly008]

Two important things, know your due data and the statemtn date. the due date is when to pay the minimual ammount. statement closing date is when the bank report to the credit bueraea

<img align="left" border="0" width="50" height="50" src="https://ficoforums.myfico.com/html/assets/challenge.png"><font size="1">Starting Score:</font><font size="1"><b> 458</b><br><font size="1">Current Score:</font><b> 687</b><br><font size="1">Goal Score:</font><b> 700</b></font><br><br><font size="1"><a href="https://ficoforums.myfico.com/t5/Take-the-myFICO-Fitness/Take-the-myFICO-Fitness-Challenge-2023/m-p/..." target="_blank">Take the myFICO Fitness Challenge</a></font>

[sznthescore]

---

@Lionsonly008 wrote:

Two important things, know your due data and the statemtn date. the due date is when to pay the minimual ammount. statement closing date is when the bank report to the credit bueraea

---

Bingo. 

[Kforce]

---

@Lionsonly008 wrote:

Two important things, know your due data and the statemtn date. the due date is when to pay the minimual ammount. statement closing date is when the bank report to the credit bueraea

In truth you don't have to know or track either if you just

pay current balance 2 times a month (~15 days apart)

5th & 20th or 1st & 15th, or 15th & 30th

[Horseshoez]

---

@Kforce wrote:

---

@Lionsonly008 wrote:

Two important things, know your due data and the statemtn date. the due date is when to pay the minimual ammount. statement closing date is when the bank report to the credit bueraea

In truth you don't have to know or track either if you just

pay current balance 2 times a month (~15 days apart)

5th & 20th or 1st & 15th, or 15th & 30th

---

Good advice if one doesn't care about balances being reported.

[Zoostation1]

---

@Remedios wrote:

Every time someone mentions AZEO, baby penguin dies a horrible death. 

---

I guess I'm killing penguins for a while.  I'll eventually stop AZEO once I solidly have good scores, but right now I feel like the benefit outweghs it being a bit of a PITA.

[Jnbmom]

---

@OmarGB9 wrote:

---

@Remedios wrote:

Every time someone mentions AZEO, baby penguin dies a horrible death. 

---

You just mentioned it right there! 

---

Another penguin 🐧😂😂