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I'm now obsessed with myFico. I want to know when the earlier versions get updated? It seems, if I'm reading it right that the new versions show current date but my versions for mortgage lending are as of Aug 22. Or is the newest version really as of 8/22 but doesn't say? I'm getting ready to buy a house. Several things have been improved since Aug but my version for the mortgage lending scores hasn't changed??
Hiw do I request an update?
@Anonymous wrote:I'm now obsessed with myFico. I want to know when the earlier versions get updated? It seems, if I'm reading it right that the new versions show current date but my versions for mortgage lending are as of Aug 22. Or is the newest version really as of 8/22 but doesn't say? I'm getting ready to buy a house. Several things have been improved since Aug but my version for the mortgage lending scores hasn't changed??
Hiw do I request an update?
The models other than FICO 8 are updated only when you pull a new report.
When you say "when You pull a new report... Meaning ME? I'm sorry for dumb questions I have learned a lot here. There is so much to learn and figure out here.
How do I do that? I'm signed up for the 3B monthly thing? Is that part of it?
@SouthJamaica wrote:
@Anonymous wrote:I'm now obsessed with myFico. I want to know when the earlier versions get updated? It seems, if I'm reading it right that the new versions show current date but my versions for mortgage lending are as of Aug 22. Or is the newest version really as of 8/22 but doesn't say? I'm getting ready to buy a house. Several things have been improved since Aug but my version for the mortgage lending scores hasn't changed??
Hiw do I request an update?
The models other than FICO 8 are updated only when you pull a new report.
@Anonymous wrote:When you say "when You pull a new report... Meaning ME? I'm sorry for dumb questions I have learned a lot here. There is so much to learn and figure out here.
How do I do that? I'm signed up for the 3B monthly thing? Is that part of it?
@SouthJamaica wrote:
@Anonymous wrote:I'm now obsessed with myFico. I want to know when the earlier versions get updated? It seems, if I'm reading it right that the new versions show current date but my versions for mortgage lending are as of Aug 22. Or is the newest version really as of 8/22 but doesn't say? I'm getting ready to buy a house. Several things have been improved since Aug but my version for the mortgage lending scores hasn't changed??
Hiw do I request an update?
The models other than FICO 8 are updated only when you pull a new report.
If you have the 3B Premier package you can pull a 3B report once each month. When you do that, all 19 scores are updated.
Yes it's "you". I.e., it will register as of the date and time you go to "update" it.
Thank you! I have the Ultimate! I should be able to do it then! I wonder how. Let me go look on the dashboard
Ultimate I believe is only once per quarter but I'm not 100% on that.
@Anonymous wrote:Ultimate I believe is only once per quarter but I'm not 100% on that.
Yes it's once per quarter.
Thanks everyone. Bummer I have to wait! Torture
@Anonymous wrote:Thanks everyone. Bummer I have to wait! Torture
Or pay up more.
You could (a) upgrade to Premier Plan for $10 more per month, which includes monthly as opposed to quarterly 3B report, or (b) spring for a report now and then.
Having become addicted to this stuff, I've actually done both.
But I'm not proud of it.
I called them. They don't offer Premier. I think I'll wait another week until all the creditors report in with all my recent payments then order more.