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Where to get accurate scores?

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JLK93
Established Contributor

Re: Where to get accurate scores?


@Anonymous wrote:

Will the softpulls show as well?


The only way you'll see softpulls is if you buy a credit report from one of the credit bureaus.

Message 11 of 12
takeshi74
Senior Contributor

Re: Where to get accurate scores?


@Anonymous wrote:

Can someone tell me where I can get accurate fico scores?


They're all accurate.  The algorithms aren't just random and each algorithm will produce the same output when provided the same input.  Your problem is your attempt to use one scoring model to determine the score generated by an entirely different scoring model.

 

See the sitcky in the Understanding FICO Scoring subforum.  Even with FICO there isn't just one scoring model used by all creditors.

 

If you want an "accurate" score you need to know what model is used by the creditor and the product you're applying for.  In some cases you won't be able to obtain a score using that model.

Message 12 of 12
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