It really does depend upon where you live. I live in NJ. These are my recent experiences. TU...Wells Fargo Nissan Motor Chase Auto EX...Citi Auto HSBC NV (Orchard Card) AMEX (can't blame a guy for trying LOL) EQ...GEMB(Walmart) GEMB(6th Avenue Electronics) GEMB(Sleepys) AMEX(yes two pulls) HSBC(Household Bank)decent CL I hope this helps.