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@Anonymous wrote:
I am looking at buying a boat and called my credit union (tennessee valley cc) to check on rates. I ask which credit bureau they used to get the score they replied they use an EQ for boat and a auto enhanced EQ for cars. So are they pulling basically the same score I am seeing here? I have a 735 score on here or are they using the EQ score from EQ site?
It's hard to say. You might want to ask your CU if they're pulling your EQ FICO 08 (sold here) or EQ FICO 04 score. The EQ site sells the EQ FICO 04 score and an EQ FAKO score.
@Anonymous wrote:
Ok thanks, when I purchased the score fromEQ it did not say anything about it being aFICO score or did not give me a option to buy aFICO score from them. Is there a big score difference between the two. TheEQ score I purchased from the site said it was a 677 and that was good which makes no sense at all. I would consider that score fair at best.
For some people, the difference between their EQ FICO 04, EQ FICO 08 and EQ FAKO scores are big. If you want to see your EQ FICO 04 score, click on the link below.
@Anonymous wrote:
Is there a big difference in scores inEQ 04 report and theEQ 08 report?
My FICO 08 scores were about 35 points higher than my FICO 04 scores. Some recent changes occurred on all three of my reports and my scores have come down. For others their FICO 08 scores are lower.