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Which card protects consumer the best?

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Super Contributor

Re: Which card protects consumer the best?


@Saeren wrote:

@SouthJamaica wrote:

@Saeren wrote:

@SouthJamaica wrote:

@alexgold9393 wrote:

Hi Guys, 

 

I'm interested in buying a replica watch from hong kong, they say they have a refund policy and everything but I'm still worried. If I get a POS in the mail, do I have any recourse and what's the best card to use to buy it. 

 

I have discover, capital one, credit one, us bank, and citi. 

 

Thank in advance


Don't do it. "Replica" is codeword for knockoff.


What exactly is the problem with that? Some people don't want to pay a fortune for a watch. As long as they know what they're buying, it's nobody else's business. 


According to the courts of the United States it is the business of the company whose works are being knocked off.

 

 


Which doesn't impact a consumer at all. Producing and selling knock offs is illegal, buying or possessing them is not. 


This particular consumer is risk averse. Dealing with a foreign company which makes its money ripping off brand name products is going to be a risky transaction on many levels.


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Message 11 of 16
Highlighted
Super Contributor

Re: Which card protects consumer the best?


@SouthJamaica wrote:

@Saeren wrote:

@SouthJamaica wrote:

@Saeren wrote:

@SouthJamaica wrote:

@alexgold9393 wrote:

Hi Guys, 

 

I'm interested in buying a replica watch from hong kong, they say they have a refund policy and everything but I'm still worried. If I get a POS in the mail, do I have any recourse and what's the best card to use to buy it. 

 

I have discover, capital one, credit one, us bank, and citi. 

 

Thank in advance


Don't do it. "Replica" is codeword for knockoff.


What exactly is the problem with that? Some people don't want to pay a fortune for a watch. As long as they know what they're buying, it's nobody else's business. 


According to the courts of the United States it is the business of the company whose works are being knocked off.

 

 


Which doesn't impact a consumer at all. Producing and selling knock offs is illegal, buying or possessing them is not. 


This particular consumer is risk averse. Dealing with a foreign company which makes its money ripping off brand name products is going to be a risky transaction on many levels.


Yeah I agree. I also did some research and I'm wrong. According to customs and border patrol, importing replicas is actually illegal, even for personal use. 



01/2019:
02/2020:

Closed: CareCredit $10K, B&H Payboo $7500
Hover over my cards to see my limits!
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Message 12 of 16
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Valued Contributor

Re: Which card protects consumer the best?


@Saeren wrote:

@Shooting-For-800 wrote:

illegal transactions are probably not covered by any card.


Replicas aren't illegal as long as they are sold as replicas. 


You are wrong.  No gray area.

Buying or selling counterfeit items is illegal.

In addition, it supports terrorism and other horrible crimes.

 

Buying homage items is not.  He is not buying a homage item.

 

I know quite a bit about watches and there is no reason in the world to buy a counterfeit watch other than to try and impress people.  Counterfeits are junk and not made for quality.  Any watch collector will tell you that a Seiko or Orient for $100-$200 is a million times better or more respectable than any counterfeit.

 

It has nothing to do with not being able to afford a nice watch.

Rebuild started in 2014  -  $100k+ unsecured credit in 2017  -  $350k+ unsecured credit in 2020.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!

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Message 13 of 16
Highlighted
Super Contributor

Re: Which card protects consumer the best?


@Shooting-For-800 wrote:

@Saeren wrote:

@Shooting-For-800 wrote:

illegal transactions are probably not covered by any card.


Replicas aren't illegal as long as they are sold as replicas. 


You are wrong.  No gray area.

Buying or selling counterfeit items is illegal.

In addition, it supports terrorism and other horrible crimes.

 

Buying homage items is not.  He is not buying a homage item.

 

I know quite a bit about watches and there is no reason in the world to buy a counterfeit watch other than to try and impress people.  Counterfeits are junk and not made for quality.  Any watch collector will tell you that a Seiko or Orient for $100-$200 is a million times better or more respectable than any counterfeit.

 

It has nothing to do with not being able to afford a nice watch.


Read the rest of the thread. I'm not going back and changing all my posts. I already admitted that I did some more research and I was wrong, no need to beat a dead horse. 



01/2019:
02/2020:

Closed: CareCredit $10K, B&H Payboo $7500
Hover over my cards to see my limits!
Goal cards: Cash+, Freedom.
Message 14 of 16
Highlighted
Valued Contributor

Re: Which card protects consumer the best?


@Saeren wrote:

@Shooting-For-800 wrote:

@Saeren wrote:

@Shooting-For-800 wrote:

illegal transactions are probably not covered by any card.


Replicas aren't illegal as long as they are sold as replicas. 


You are wrong.  No gray area.

Buying or selling counterfeit items is illegal.

In addition, it supports terrorism and other horrible crimes.

 

Buying homage items is not.  He is not buying a homage item.

 

I know quite a bit about watches and there is no reason in the world to buy a counterfeit watch other than to try and impress people.  Counterfeits are junk and not made for quality.  Any watch collector will tell you that a Seiko or Orient for $100-$200 is a million times better or more respectable than any counterfeit.

 

It has nothing to do with not being able to afford a nice watch.


Read the rest of the thread. I'm not going back and changing all my posts. I already admitted that I did some more research and I was wrong, no need to beat a dead horse. 


Then don’t.

Rebuild started in 2014  -  $100k+ unsecured credit in 2017  -  $350k+ unsecured credit in 2020.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!

10% Rotating - Discover                       5%-20% - Amazon & Lowes                  3-6% Groceries - NFCU & Amex Preferred
3-5% Gas - NFCU & Ducks Unl            4% Dining & Entertain - Savor               3% Travel & Hotels - Flagship, Propel, & Uber
2% Everything Else - Flagship             1% Cancer Charity - Fifth Third             0% Finance Promos - Venture & QuickSilver





                           
           
Message 15 of 16
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Moderator

Re: Which card protects consumer the best?

Enough already.  I think the subject had been covered sufficiently.  Thread locked..

Message 16 of 16
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