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Which credit bureau does Fingerhut pull

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MichaelMyer
Valued Member

Which credit bureau does Fingerhut pull

I'm beginning my rebuild and Fingerhut is one of the cards I'm considering starting with. 

Message 1 of 5
4 REPLIES 4
SUPERSQUID
Valued Contributor

Re: Which credit bureau does Fingerhut pull

When I started rebuilding I had Fingerhut. I think my sl was 500 or 750 and quickly in about a year it was up to 2k.

I cant recall which agency they pulled but my scores were in the toilet, low 600's

I used to say Fingerhut will approve you if you have a pulse, ymmv

{ BK7 DC 12/2019 } target 1600/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 110k
Retired since 2017
Message 2 of 5
NoMoreE46
Community Leader
Senior Contributor

Re: Which credit bureau does Fingerhut pull


@MichaelMyer wrote:

I'm beginning my rebuild and Fingerhut is one of the cards I'm considering starting with. 



Personally, I would try a secured card route,  Credit One,  Premier Bank and etc before Fingerhut.

 

 

Message 3 of 5
FireMedic1
Community Leader
Mega Contributor

Re: Which credit bureau does Fingerhut pull


@NoMoreE46 wrote:

@MichaelMyer wrote:

I'm beginning my rebuild and Fingerhut is one of the cards I'm considering starting with. 



Personally, I would try a secured card route,  Credit One,  Premier Bank and etc before Fingerhut.

 

 


This^^^^^ Something that graduates. Overpriced junk on FH.


Message 4 of 5
MrFiah
New Contributor

Re: Which credit bureau does Fingerhut pull

When I was starting from no credit, I got a Discover secured card.   No hard pull at all, for me.

Message 5 of 5
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